Learning English From Home

Learning a new language can be difficult and overwhelming, even when the language is a popular one. Many people hope to learn English through different ways of learning as a way to increase opportunities and job related skills, while others simply want to improve upon their personal knowledge. Different people learn best in different methods. Some people learn quickly by reading books themselves because they have better ability to process the information and remember it. Others might do it better when they go in a group. They can share and discuss more knowledge and gain new ideas with the teacher and friends. Some people even do better when they are alone because they don’t need somebody every time to practice. You can speak English on your own. Out of all the above options, learning English from home is the best option because it gives flexibility to learn at any convenient time.
So if you do not have adequate time to go out somewhere, but still you want to learn it anyhow, then learning English at home is the best option. Whether you are a complete beginner of the language or you already have a little knowledge of the English language, its possible to learn English at home no matter where you live. This type of English language learning will maximize your progress in English, in the shortest period of time, & that too in a relaxed and hospitable environment.
There are many advantages for choosing to learn English at home:

  • It will give you the options of different learning methods like online English learning websites, English learning kits, Podcasts etc.
  • You get flexible and hassle free learning sessions with it. Here you don’t need to plan your schedule or spend your time in going to a coaching class. You have complete convenience of choosing your own time and place for learning.
  • You are not dependent on anyone for your learning. You learn independently, which not only makes you independent but also increases your self confidence.
  • It allows the whole family as well as friends to learn using the same material. This is cost effective & furthermore it also provides flexible learning to everyone.
  • You can use these learning from home material anytime throughout your life. You can revise your learning even after a couple of months or years of your learning.

There are different ways of learning English at home. But the most important aspect is to stay motivated and practice regularly, so that you can improve your language skills. Different ways to learn English at home are:-
Books/Websites/English learning kits
To speak fluent English, you need to understand the rules of grammar. You can learn these through a book or a website or an English learning kit that specializes in teaching English. If possible, choose a resource that includes explanations in your native language. English learning kits are a huge success these days. With these, learning English has become absolute fun! These interactive English learning kits allow you to practice vocabulary as per your own time & convenience.
Flash Cards
Create flash cards that are relevant to the type of English that you wish to learn. For example, if you’re studying English for business, you’ll need to know English words that relate to business. Review the cards on a daily basis. This is a good way to build your vocabulary words.
Watching English movies
If you are a fan of English movies, then learning English can be more than fun. Learning English by watching movies is learning by input, which is both enjoyable & motivational. You learn a lot of things from watching English movies such as – pronunciation, vocabulary, style, intonation even western culture, habit etc.
Podcasts
Listening to others speak English is an essential skill. You can improve listening skills through Podcasts, which you can listen to on your Mp3 player. Start with Podcasts created for non- English speakers, which will include slow, clear language. As your skills improve, you can start listening to Podcasts on topics that interest you
Out of the several options available, it’s up to to the learner which learning method he/she wants to adopt to learn the language but one thing you should always keep in mind that whatever learning method you choose, you should be self motivated.
So learn English by staying at home & boost your confidence in your work & social life.

Take Care of Your Gold Watches

The luster and warm tone of gold never appears to go off out of fashion and style. Rather with the years, it has become more appealing choice for the jewelry buyers and designers. Gold is the softest metal and if kept with proper care, it lasts forever. This is the reason that there has been much demand for the gold watches too.
To enhance the strength and durability of the gold watches, several other metals are included, such as silver and copper. The buoyancy of gold watches is calculated from its karat measure, which usually ranges from ten karats to twenty-four karats or sometimes pure gold. The pure gold watches are much more valuable and are superior in comparison to any other metal.
It is essential to take special precautions in order to prevent gold watches from getting dented or even scratched. Always remember not to put on the gold watches against other gems or metals since the friction between them may result in impressions and nicks. Gold watches are specifically susceptible to dents and scratches because of the reality that the gold watches are put over the wrist. Gold watches get easily damaged by certain hard gems like the diamonds, thereby it is an ideal option to store the gold watches separately from various other jewelry pieces. Another good option is to keep these gold watches in soft pouches.
Chemicals are harmful for gold watches, particularly chlorine that can deteriorate its structure. Therefore, while going in the swimming pools or the hot tubs, always take out your gold watch. In addition, one should also remove it prior to going for shower or bath in order to prevent the soap residue, which further could dull the gold watch. One must place Gold watches at a safer place while cleaning or applying hairspray, makeup or even perfume. Eventually, even perspiration can cause gold watches to lack luster.
Large numbers of jewelers recommend cleaning the gold watches once in a month in order to maintain their new and novel look. In order to clean gold watches, apply a solution made with well diluted detergent (liquid) and luke warm water.  Softly clean the watch from a soft clean cloth or use the infant toothbrush. Rinse it thoroughly and carefully, and dry it with a polishing cloth or chamois. While cleaning, make sure to avoid contact of water with the inner components and the face of the gold watch.
The commercial gold watch cleaners are easily accessible in the marketplace but ensure that they are specifically intended for the gold watches. To plan a professional gold watch cleaning, it is feasible to go to a local or nearby jewelry store.
When it comes to your precious possessions like gold watches, it must be taken off at the time of performing any task or movement, as any jerk can produce a great amount of friction. Gold watches are valuable and must be kept far away from small gaps and drains at home or a secure place. One must be very cautious of the safety of watches, especially at the time of attending spa or a gym.
Gold is priceless metal, which exudes lavishness and depreciates rarely. By taking care of essential precautions to maintain its luster, gold watches can become a part of your valuable jewelry collection, which will last for many years to come.

Wholesale Accessories – Bangles For Different Fashion Style

Wholesale accessories give delight to a lot of people these days especially for women. These accessories will complete their fashion style but will not make them spend too much money on them. And since they are in wholesale, women will get several pieces of accessories.
Home designs may be focused on minimalist style but it is the other way around for fashion as they would now use elaborate styles. Elaborate in a sense that they would use large items as accessories whether they are wearing branded items or wholesale clothes. Examples of these accessories that can give a statement in terms of fashion are bangles.
Bangles are just like bracelets but they tougher in construction. You will not secure those using clips or latches but will just make it fit as full wrist accessory. These days, they come in a wide variety of design that you can pair with whatever fashion style you have.
First, you will get these bangles in metallic colors. The good thing about this color is that it will match a more corporate look. The metallic colors of these bangles will give an effect like watches on your wrists. Throughout the years, the shiny colors of watches give additional look and impression to everyone’s personal style especially when it comes to corporate clothing. Aside from corporate look, these bangles are also good for formal clothing like dresses especially for those with black colors. The blend of this color with the metal finish can look stunning and high fashion.
The next types of bangles are those with pastel colors. These colors can either be shiny or not but the colors are made with colors that are light for everyone’s eyes to see. This bangle is suitable casual clothing. The combination of clothes and the color of the bangle will give it women the best fashion statement that they can have for their daily use.
Finally, there are bangles that instead of having solid color have lace like design. The good thing about this style can give another meaning to fashion because of its overall look. The design will be perfect either for suitable casual wear or more of a high fashion style. The lace effect will be a good combination for some dresses especially those used for daily clothing.
In getting these bangles, you are presented with options like having perfect circular shape while others may have contours that will also contribute to your fashion statement. These bangles are sold by wholesale accessories suppliers so you can complete your accessory set. Choose in getting mixed lots or not as long as the provider sells it on their store. This will help you get more value for your money and mix them with your clothes in different ways.
Overall, these bangles are known accessories in fashion throughout the years. As long as you match them properly, you will make them work with your style even if you just obtain wholesale clothes as it doesn’t mean that things should be expensive to be fashionable.

Taxi Services in Mississauga

If you need a taxi in Mississauga, you have no need to go to a taxi rank or special taxi stop. Taxis roam the streets looking for fares. So if you hail one, it will stop for you. You are permitted to sit in the front or the back, as you choose. If you need to order a taxi to fetch you at a designated place or at a certain time, you can telephone the taxi company and arrange it beforehand.
The taxi driver has the right to refuse to transport you if you are offensive or if you are under the influence of alcohol. He may also choose not to transport an excessive amount of baggage, or more than his allowed quota of passengers for the type of vehicle he has. This is typically up to about four passengers. He will expect you to hire a second taxi as well, if you exceed his limits for passengers or baggage.
Taxi tariffs are standardized in Ontario. In Toronto the initial fee when you get into a taxi is $4-00, and this is $4.25 in Mississauga. Thereafter the meter starts running, and it will cost you 25 cents for every.155 km. That works out at about $1-60 per kilometre.
Mississauga is the home of the Pearson International Airport. At the airport certain rules concerning taxis and limousines apply. You are permitted to use any taxi you like to drive you to the airport and drop you off, but arriving at the airport on a flight, you are allowed to use only the 360 taxis and 276 limos that are already parked there and have the regulation permits to pick up passengers.
Many taxi companies have a flat rate to and from Pearson Airport. These fares are usually a little cheaper than the metered rate per kilometre.
If you have a special preference among taxi or limousine companies you will need to pre-arrange this to allow them time to obtain a temporary permit to fetch you from the airport. If you have special needs, such as a wheelchair enabled taxi or a baby car seat, for instance, you can pre-arrange this with either a taxi company or with the airport itself.
At the airport the taxis and limousines parked there have standard permitted tariffs that they are allowed to charge you, for different destination areas of Greater Toronto, as well as out of town. Sometimes there is a flat rate to certain areas that are a little cheaper than the metered charge. The average tariff for taxis with permits for picking up passengers at the airport is about $1-45 per kilometre for taxis, and $1-55 per kilometre for limousines.
Do remember that in a taxi, as in nearly all road vehicles, you are required by law to wear your safety belt. Your taxi driver ought to warn you about this, but he is not required to do this by law unless you are under age, or need help owing to a disability. So if the taxi is stopped by a traffic officer, you could personally face a fine if you have not buckled up.

Must See California Travel Destinations

California is the third largest state in the United States. It has great appeal for visitor because of its diverse culture and star magnitude. The Golden State is home to Hollywood, Oakland and the capital city of Sacramento. The warm climate and things to do everywhere a visitor goes, it is no surprise that California travel is one of the most popular in the world.
The west coast appeal gives California an environment for great travel. There are many large cities in California. The large amount of attractions are spread out along the state. California travel is so diverse that there is something for everyone in this state.
Los Angeles is located in Southern California and home to the more people than any other city in the state. Los Angeles has great attractions like Hollywood and is very diverse in cultures.
San Francisco Bay is the home of the Golden Gate Bridge, an architectural miracle. Oakland and Silicon Valley can be found in the Bay area. This part of California is known for its liberal views and as home to the respected Stanford University. The great legendary prison Alcatraz can also be found in the Bay area.
Napa Valley offers California’s wine country. Sonoma is also located here north of San Francisco. There are numerous wine tasting establishments to visit here.
Besides the great cities, California travel also offers some great attractions. Disney World, Sea World, Six Flags and the San Diego Zoo are only a few of the popular tourism destinations. There is defiantly no shortage of things to do in California.
California travel means a diverse range of activities and places. Travelers will enjoy everything from wine to art to roller coaster rides when visiting California. California travel is very popular and it isn’t hard to see why.

Business Intelligence

1. Companies are aggressively moving to computerized support of their organizations. Can you list at least 2 of the factors driving this move?

• Speed and efficiency.
• Legibility and accuracy.
• Self-sufficiency.
• Cheaper research and development.

2. The definition of Business Intelligence (BI) is:

BI is an umbrella term that combines architecture, tools, databases, analytical tools, applications and methodologies.

What does “umbrella” term mean?

The definition of Business Intelligence (BI) encompasses various software applications used to analyze an organization’s raw data. The discipline entails many related activities, including data mining, online analytical processing, querying and reporting

3. Sometime we say that the term Business Intelligence (BI) is “context free”. What does this mean?

The term business intelligence is “context free” in the sense that the expression means different things to different people. For this reason, we have seen researchers advancing different definitions for business intelligence.

4. Describe what a data warehouse is and how it might differ from a traditional database used for transaction processing.

A data warehouse is a central repository for corporate data and information that an organization derives transaction data, operational systems and external data sources. Although these two may look like they are similar, they exhibit several differences with regard to usage pattern, architecture as well as technology. A traditional database is based on operational processing while a data warehouse is based on informational processing.

A data warehouse focuses on storage, filtering, retrieval and analysis of voluminous information.

A traditional database is used for day to day operations while a data warehouse is used for long-term informational requirements.

5. What is the difference between a data warehouse and a data mart?

A data mart is a subset of a data warehouse that relates to specific business line. Data marts are managed by a specific department within an organization. On the other hand, a data warehouse involves multiple subject areas and assembles detailed information from multiple source systems.

6. What is meant by “Big Data”?

Big data refers to a huge volume of structured, semi-structured and unstructured data from which viable information can be extracted. This kind of data is so voluminous that it cannot be processed using outmoded database and software techniques. Big data helps organizations to improve their operations and be in a position to make quick and smart decisions.

7. Data mining methods are divided into supervised and unsupervised methods. What are these and how are they different?

Supervised data mining method has to do with the presentation of fully labeled data to a machine learning algorithm. On the other hand, unsupervised data mining methods conduct clustering. Data instances are divided into a number of groups.

Unsupervised data mining methods do not put emphasis on predetermined attributes. Moreover, it does not predict a target value. Instead, unsupervised data mining finds hidden structure and relation among data.

Supervised data mining methods are appropriate when there is a specific target value that I to be used to predict about data. The targets can have two or more possible outcomes, or even be a continuous numeric value.

Supervised data mining methods the classes are known in advance while in the other the groups or classes are not known in advance. In supervised data mining methods, data is assigned to be known before computation but in unsupervised learning Datasets are assigned to segments, without the clusters being known.

8. When we consider KPI’s (key performance indicators) we distinguish between driver KPI’s and outcome KPI’s. What is the difference between the two (give a couple of examples of each)

Key performance indicators provide a framework on which organizations can value their progress. Outcome KPIs which are also referred to as lagging indicators measure the output of previous activities. On the other hand, driver KPIs/leading indicators measure the activities that have a significant on outcome KPIs. Driver KPIs have a significant effect on outcome KPIs, but the reverse is not necessarily true.

9. A BSC (balanced scorecard) approach for BPM (business process management) is well-know and widely-used. Describe the strengths of a BSC approach.

BPM entails activities

BPM involves activities like automation, remodeling, monitoring, and analyzing and improving business processes.

Cost efficiency

This is one of the most palpable benefits of BPM approach. It cuts down on costs and increases revenue. BPM adds crucial value in the long run by allowing businesses to compete globally. BPM technology equips a business to switch gears and respond to changing business environment appropriately.

Agility

Change is inevitable in business and a business must be ready to undergo sudden changes at any time. BPM accords a business the flexibility of making changes at minimal costs.

Improved productivity

BPM automates several elements within regular workflows. Process improvements such as eliminations of drawbacks, elimination of redundant steps, and introduction of parallel processing are achieved through BPM. These process improvements allow employees to focus on other important activities of their business since the core support functions would have been handled.

Better visibility

Basically, BPM uses advanced software programs to facilitate the automation process. These programs enable process owners to keep abreast of their performance. Apart from guaranteeing transparency, BPM keep track of how processes work without the need of monitoring techniques and extensive labor.

10. A closed-loop process is often used to optimize business performance. Briefly describe what a closed-loop process means.

A closed-loop process, also referred to as feedback control system is a management system that promotes a well-organized base of preferred outcomes and system feedback. This process is designed to achieve and maintain the desired output in comparison with the actual condition.

Are Bioplastics the Future of Plastics?

We all know about the issues we face with plastic, it is a material typically derived from petrol based chemicals and basically, do not degrade like normal materials. They are also not particularly well suited for recycling, though this has changed in the past decade.

While reducing our plastic use, and recycling plastic is the main factor in reducing the environmental impact of plastic, there is a growing interest in Bioplastics. Bioplastics are made from plant biomass, such as corn and hope to offer better sustainability and increased positive environmental impact.

But are Bioplastics as good as they sound?

One of the main selling points for Bioplastics is the raw materials used to generate it are more sustainably sourced than petroleum-based plastic. Abundant availability of raw materials for manufacturing bioplastics place less strain on resource supply, as well as cause less strain to the earth from sourcing processes.

However, Bioplastics still suffer some of the same issues as traditional plastic. They typically come in 2 forms, durable and biodegradable. In general, a durable bioplastic won’t degrade, which is quite important depending on its application. For example, Cola has developed the PlantBottle as a possible alternative to PET bottles and is made of 30% ethanol sourced from plant material. It won’t decompose though, which is quite important when storing acidic liquids such as Cola. It can, however, be recycled in the same manner a normal PET bottle can.

Obviously, the dream product is a biodegradable plastic, and these do exist, with PLA (polylactic acid) being increasing popular. PLA (polylactic acid) is a biodegradable and bioactive thermoplastic aliphatic polyester typically derived from renewable resources like corn starch, tapioca roots and sugarcane. PLA is popular in 3D printing in particular hobbyist style 3D printing.

While biodegradable plastic sounds amazing, in general, it is not quite as simple as it sounds high-temperature industrial composting facility, not your average household compost bin. For example, PLA is broken down by a bacterial called Amycolatopsis. The issue here is that in the US there are 200 industrial composting facilities but there are 50 million tonnes of organic waste still ending up in landfills across the country each year.

Until composting biodegradable plastic becomes more feasible its potential for success seems limited. On the other hand, durable Bioplastics that can be recycled in a similar manner to normal plastic provides a logical solution to manufacturing petrol based plastic.

Whatever the future of bioplastics the most important thing we can focus on is recycling current plastic and trying to reduce our reliance on it.

They're Your Rules, Break Them!

Congrats on your promotion. Here’s your cap and your badge. I’ve just made you the head of a military fighting force. Bad news: you happen to be at war. Worse, you’re up against a superior force.
Now, here’s what the stats show will probably happen: If your military takes on a superior force in the conventional way, you have no more than a 28.5 per cent chance of winning.
However, if you refuse to play by the accepted rules of the game, your chances of winning, as verified by a study of wars spanning 200 years of human history, go up to a whopping 63.3 per cent. That’s a switch from ‘probably will lose’ to ‘probably will win’.
Do I have your attention?
Sometimes, breaking the rules is incredibly effective. In the business world, the same dynamic applies. You can topple industry giants if you act unconventionally. Sometimes, breaking the right rules can hand you an industry on a platter.
Rules and norms accumulate over time
As we explore the art of strategic rule-breaking, this idea is important: no system naturally tends towards simplicity. Left to evolve, everything becomes more complex, as each contributor builds new layers of rules and norms on top of old ones. Increasing complexity is actually the path of least resistance. Simplicity, far from being a natural state, requires intelligent design.
It’s a big part of the reason that so little disruptive innovation comes from within an industry. Taxi drivers didn’t invent Uber, and bankers didn’t invent PayPal, because the people within these industries think through the lenses of their own complex norms. It takes a rule-breaking maverick to see a thing afresh and venture that there might be a better way.
Fight complexity
Take Steve Jobs’s obsession with simple, clean, elegant design. In no small part, it’s what saved Apple upon his return to the company. But it meant saying no to a great many things. No to an extensive product range – keep it simple. No to extra buttons – keep it simple. No to excessive complexity – the system must be easy and intuitive to operate.
Clearing away clutter, resisting the creep of added complexity and disbanding out-dated rules requires a simplicity champion. It requires leadership willing to challenge existing systems.
How much do bad rules really cost you?
At the most glib level, mindless adherence to rules is merely annoying, sometimes even the stuff of comedy (Google the Little Britain skit ‘Computer says no’). But is that sufficient justification to embark on a campaign to overhaul your systems?
It turns out we can do a lot better than that. There are plenty of compelling reasons for reducing and relaxing the rules in your organization. Here are 6 of them.
As part of your own efforts to change the rules-based culture at your company, this list may be useful as you begin to persuade others to your point of view. Why not present it at your next staff meeting? Ask attendees if they’ve seen real-world examples of each idea. Let their passionate discussion begin to drive the change:
The cost of rules
1. Speed
Rules entail processes that have to be followed. Each process may take a small amount of time in isolation. But pile rule upon rule and even a simple procedure can become an unreasonably slow process. The slower things happen, the greater the total lethargy.
Sometimes useful things are not allowed to happen at all, because a rule flat out prevents them from being done. Other times, a useful idea can’t get to market quickly enough. It took Google two years to get all the vetting they needed from Legal and Marketing to release Google+. By then, Facebook had such a critical mass that Google’s excellent compliance didn’t matter.
2. Willingness
When simple acts are slow to do because of the burden of procedures, the willingness to do them drops. People perceive that going above and beyond is too much trouble. They are trained and conditioned to actively reduce their contribution.
With decreased speed and increased procedures, the word ‘no’ is heard so often it becomes a form of cultural conditioning. ‘No’ trains away initiative and propensity for risk-taking. ‘No’ starts to become normative. It becomes your organization’s default setting.
3. Mistrust
The greater the weight of the rules, the more you need people watching people, in order to enforce those rules. In an ideal organization, where people are trustworthy and operate in a high-trust environment, you require only one person to police each person: themselves. Hierarchy becomes zero-sum and need not accumulate.
4. Loss of talent
Feelings of empowerment and a sense of purpose are among the chief needs of employees. Feelings of disempowerment are strong incentives to leave. Maintain a sense of powerlessness and frustration long enough, and you might haemorrhage top talent.
In a rules-based culture, the highly obedient, low-initiative workers stay; the frustrated innovators and high-initiative workers leave. Taken to its logical conclusion, everyone who remains blindly obeys the rules and kowtows to authority, because no one has the ‘radical value’ not to. You create the conditions for extreme groupthink.
5. Security trumping risk-taking
In cases when rules directly contradict goals, your people will tend to choose safety and job security over risk and bold action. The possibility of messy innovation attempts is shut down, precluding the possibility of smartcuts that can equal exponential growth. Multiply this behaviour and eventually no risks are taken, severely diminishing potential.
6. Silos galore
In a high-rules culture, people tend not to focus on the big picture. They lose sight of the mission. They are terrified of contradicting the internal norms and rules of their team or division, and will tend to priorities behavior that creates safety for themselves within that smaller division (silo), over behavior that helps the company as a whole. They may not even know how their contribution helps the organization, which can create immense conflict between divisions. Unfortunately, your competition will not honor your internal divisions. They may see opportunity in such weakness.
The result of these accumulated costs will be that growth will only happen incrementally in your organization, if at all.
They also introduce all the inherent dangers of a behemoth that is unable to adapt to change.
Think of it like an old locomotive steam train, running with irresistible momentum on set railway lines. You may run your behemoth to optimized perfection, but if you’re the Kodak of your industry, making film, and you can’t adapt your optimized perfection to the new reality of digital, your optimized behemoth will run, perfectly and unswervingly, with great and irresistible momentum, right off the edge of a cliff. Disruption kills off the dinosaurs that can’t adapt.
Which rules does your organization cling to, for no reason other than that the rules have always existed? What if you appointed yourself to champion the drive toward greater simplicity and agility? After all, they’re your rules. You can break them. And the ones who do so strategically acquire the leverage to topple the industry giants. They gift themselves with the space necessary to create truly disruptive innovation.

Impact Investing: Will Your Business Pay for Success?

Pay for Success (PFS) is an innovative new funding mechanism that is used to finance social-benefit projects with high-quality impact metrics. PFS projects are popping up in every sector from homelessness, to healthcare, to education. New models prove that PFS projects can be used to stimulate investment in commodities, as well as workforce development. What impact will this have on the private sector? Will your business Pay for Success?

Peruvian Commodities:

The Common Fund for Commodities unveiled a Development Impact Bond (DIB) to modernize cocoa and coffee production in Peru’s Amazon region, the Ashaninka. This first standing commodity-sector DIB breaks into a new frontier of Pay for Success (PFS) possibility.

DIBs follow the main principles of PFS projects, but they feature a third-party end payer, rather than a government. In this case, the Common Fund for Commodities has agreed to repay the investor, the Schmidt Family Foundation, once pre-determined target outcomes are successfully achieved.

Rainforest Foundation UK is the service provider for the project, and the organization has already started experimenting with leaf-rust resilient coffee strains. Last year, the leaf rust disease plagued almost 70% of coffee production areas in the Ashaninka.

Due to global recognition as a top-notch commodity, Peruvian cocoa has experienced a substantial demand increase among foreign consumers. Driving supply to meet demand, higher-efficiency cocoa production methods are being implemented right on time.

This Peruvian coffee and cocoa project raises the question of whether DIBs can be used to modernize other types of commodity production. Could a DIB be used to supplement exports of quinoa, corn, and salt from the Peruvian Andes?

Sustainable Tech and Water:

During the Social Entrepreneurship at UVA Pay for Success Conference, one participant raised the question of whether or not PFS projects could be used to fund sustainable technologies and water conservation. The possibility exists. Based on the Peruvian model, a fund for California commodities could pay an investor when a non-profit produces wide-spread adoption of sustainable planting methods. Would you invest in California’s water conservation?

What about climate change? A clean energy fund could pay an investor, contingent on service providers spreading the adoption of sustainable technology. PFS projects are all about aligning interests, so as long as you have a problem, partners, and payable outcomes PFS possibilities exist.

Entrepreneurship and Art:

To successfully complete a PFS project, you need a fund, a fiduciary and a non-profit service provider. Venture capital funds could act as end payers, investing in non-profit entrepreneurship accelerators. If the accelerator achieves a certain measure of success, private investors, potentially well-connected angels, will get paid. Success could be measured in the number of companies to meet a prerequisite rate of growth, target revenue, or social-impact metric.

Dual-incorporated businesses with a non-profit branch may be able to experiment in-house with the PFS model. Village Capital, which consists of a non-profit and stand-alone fund, could essentially structure an in-house DIB. If private investors wanted to invest in the non-profit, they could enter into a PFS agreement with VilCap Investments.

From an art accelerators standpoint, they could scale their operations with a PFS project, similar to entrepreneurship accelerators. If art investors wanted the McGuffey Art Center to expand its artistic co-op model, the investors could provide up-front cash, and a fund, even local government, could step in as an end payer. This PFS model could easily be piloted in Charlottesville, VA if art-backing investors step-up to the plate.

7 Reasons Your Business Should Have An App

Whether your business is a giant corporation or simply an infant firm, due to the advancement in technology, having an application is just as important as having an online presence on the internet. Whether it’s to keep up with trends or to simply just aid certain marketing process, an application can prove to be very important tools for businesses operating in a highly competitive environment. Here are seven reasons why your business should have an app.

1. Increasing customer engagement

Online applications hold great potential when it comes to increasing consumer engagement, since the internet has already taken over the public as well as the private sphere, the wide variety of features present in applications can be used to increase consumer engagement, such as e-commerce transactions, providing valuable announcement to customers through the application, deployment of loyalty cards, etc. Small engagements like these may keep the customers coming back for more.

2. Stand out from competitors

While it may be true that technology is taking over the business world, however, not all business are in the grasp of the idea of investing in an application. This could be a valuable platform to exploit the market in new ways, especially if the industry your business is operating in is not technology oriented. This forward thinking approach may incline new customers to explore what the business has to offer, further adding in sales.

3. Consumer loyalty

As everyone is aware of the growing popularity when it comes to cell phone applications, this could be the perfect platform to achieve consumer loyalty. Recent stats show that in 2014, 36% of smartphones and 45% of tablet users had purchased at least one app for their device. With a direct and effective two-way communication with customers, you’re bound to catch the audience’s attention. And if you’re good at selling the benefits of purchasing items or services from your business, you’re likely to come across a few loyal customers and with the time that the number of loyal customers will be expected to grow. Because let’s face it, billboards, advertisements, etc. may very well catch the audience’s attention, but the mobile application is what might help the business to keep those consumers.

4. Partnering with other businesses

Integration is very common in the business world, but what will make that integration progress smoothly would be the inclusion of cell phone applications. If both the businesses are part of an application where the views or engagement of customers is relatively measurable, for instance, the number of likes on a Facebook page or the number of followers on an Instagram account, then that could be used to enhance the success of both the businesses, in cases like these, using the features or options available in those social media applications such as a tag or a shoutout could increase customer awareness to a great extend.

5. To boost sales

Many customers are prone to turning to businesses where convenience to customer is evident. In order for a business to increase sales through that segment of the market, different measures should be taken, one of which should be to invest in an application. Different retail applications such as CVS Caremark and Walgreens can be used to let customers access the business and make orders at the comfort of their own homes. This could boost up sales to a great extend.

6. To create awareness

According to a Gallup survey, 90% of the time spent by an average American is staunched towards application usage. This shows that a cell phone application could be the perfect tool to create awareness among customers. Adding in new features or simply devising marketing strategies like contests held online during public holidays through that application could draw the public’s attention towards your business. This could be very valuable to new businesses who aim to break into the market.

7. Collecting better analysis

Although most businesses still prefer market research the old fashioned way, a cell phone application may also hold great potential when it comes to analysis the demand trends along with the number of views as opposed to the number of sales. In certain cases, the analysis from cell phone applications may help the business much more as compared to field research. Different applications have been introduced in the app store for that very reason.

Therefore, cell phone applications may hold great benefits to different businesses operating in different industries.